Please note that ANY RINGS that have zirconia in them run the risk of losing the stone if the ring is banged. ANY ring you purchase can lose a stone during daily wear while doing dishes or just hitting it the wrong way. I have had this happen to my expensive engagement ring and it can happen to these rings as well.
If the ring arrives to you in tact, we are not responsible for lost stones or damaged rings once you receive it in tact.
Also be aware pearls have defects. This is the nature of a pearl. While drilling, if I notice a defect I try my best to "hide" it but there is no guarantee you will not have a defect in your pearl. Also these are dyed pearls and sometimes the dye can fade with the use of lotions, sprays and chemicals.